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You are here: Home / 2010 Statistics / Napa County Foreclosures Decline in Fourth Quarter 2010 by 31.9% Compared to a Year Ago

Napa County Foreclosures Decline in Fourth Quarter 2010 by 31.9% Compared to a Year Ago

March 14, 2011 by Curtis Van Carter Leave a Comment

According to a recent article, Napa County foreclosure activity decline,in the Napa Register, our local newspaper, foreclosures here in the Napa Valley decline by 31.9% when comparing fourth  quarter 2010 to the same period in 2009. Here are some excerpts and highlights from that article:

The number of Napa County homes in foreclosure dropped during the fourth quarter of 2010, the result of shifting market conditions as well as evolving lender and mortgage servicer policies, a real estate information service reported.

At the end of the fourth quarter of 2010, the number of Napa County homes that received a Notice of Default, the first step in the foreclosure process, declined by 15.7 percent. The number of county homes lost to foreclosure declined 31.9 percent in that same period, according to DataQuick Information Systems in San Diego.

All of the below are fourth quarter 2010 vs. 2009 unless stated else wise

  • Napa County Notices of Default:    2010    226,    2009   268
  • County County foreclosures:         2010    126,    2009   185
  • California foreclosures down 16.2%
  • California primary mortgage holders were a median of 6 months behind in their payments at time of filing the Notice of Default
  • California borrows owed a median of $16,368 on a median $325,775 mortgage
  • On home equity lines in default, borrows owed a median of $3,759 on a median $66,653 credit line
  • California; 68,338 of 69,799 homes in default had multiple loans

According to RealtyTrac, there are currently 1,179 properties that have  Notices of Default filed, in the foreclosure process or are bank owned in Napa County. The same number in Realist, my MLS tax record company, is 1,108. This is of the 29,564 total homes or condos which is from City-Data.com from July 2009.

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Filed Under: 2010 Statistics, Curtis Van Carter, Foreclosures, Napa Valley Tagged With: 2010 Statistics, Curtis Van Carter, Foreclosure, Napa Valley

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