If I can help you find the perfect Napa Valley property, please email me Curtis@NapaValleyAddress.com Periodically, the California Association of Realtors puts out these neat factoids called “One Cool Thing”. They contain useful information in a very fun, readable format so I thought you might enjoy this one about the recent History of Interest Rates. I found […]
Try to get a loan for the perfect buyer in less than 40 days, maybe impossible today
If I can help you find the perfect Napa Valley property, please email me Curtis@NapaValleyAddress.com I can personally attest to this. I had a gold plated buyer and was assured by my mortgage guy, we could close this in 35 days. It is now day 35 and we don’t even have loan documents in escrow. […]
Have a B of A second home loan, maybe there’s some wonderful news coming in the mail
If I can help you find the perfect Napa Valley property, please email me Curtis@NapaValleyAddress.com BofA notifies customers of second lien mortgage debt extinguishment Bank of America announced this week that it is in the process of mailing approximately 150,000 letters to pre-qualified homeowners offering automatic extinguishment of their second lien mortgages. The intention of […]
Thinking about buying a home or a refi, you might want to look outside the 15/30 year box
If I can help you find the perfect Napa Valley property, please email me Curtis@NapaValleyAddress.com There are many alternatives for the conventional 15 or 30 year fixed home loans Today’s record-low mortgage rates have a lot of homeowners debating whether to refinance into 15- or 30-year mortgages, but few realize lenders offer products with all […]
Wanting to sell your condo, you might want to read about FHA easing financing rules
If I can help you find the perfect Napa Valley property, please email me Curtis@NapaValleyAddress.com FHA eases burdensome condo financing rules The biggest source of funding for low-down-payment condo mortgages, the Federal Housing Administration, has revamped controversial rules that caused thousands of building across the country to lose their eligibility for FHA financing. The revised […]
Banks pay out $10.6 billion in 4 months under new mortgage settlement
If I can help you find the perfect Napa Valley property, please email me Curtis@NapaValleyAddress.com Banks give $10.6 billion in relief under mortgage settlement The nation’s five largest banks granted $10.56 billion in mortgage relief to borrowers between March 1 and June 30, 2012, under the National Mortgage Settlement — a deal between 49 states […]
Thinking about refinancing your mortgage? Here are some tips to help you decide
If I can help you find the perfect Napa Valley property, please email me Curtis@NapaValleyAddress.com Is a mortgage refinance right for you? With rates for 30-year mortgages hovering below 4 percent since last October, all kinds of homeowners are trying to get their monthly mortgages reduced, say lenders and mortgage experts. Along with months of […]
