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And you thought it was difficult getting your home loan

March 28, 2017 by Curtis Van Carter Leave a Comment

Periodically, the California Association of Realtors sends out emails on different topics. This month’s One Cool Thing caught my eye for it points out how it is effecting everyone who has tried to get a home mortgage since the 2008 financial crisis and the subsequent enacting of the Frank, Dodd bill. Hopefully anyone who has […]

Filed Under: Curtis Van Carter, Home Buying, Mortgage Info, Napa Valley, One Cool Thing

Take out a home loan for less than 30 years and save big bucks

December 17, 2013 by Curtis Van Carter Leave a Comment

The headline below sure caught my eye when reading the newsletter I get from the  CALIFORNIA ASSOCIATION OF REALTORS® called C. A. R. Newsline. Freddie Mac has released the results of its third quarter 2013 quarterly refinance analysis, showing that borrowers are continuing to take advantage of near-record-low mortgage rates to lower their monthly payments, shorten their loan terms, and overwhelmingly […]

Filed Under: Home Buying, Mortgage Info, RE Current Info Tagged With: Mortgage Info, RE Current Info

Beginning January 1st, many new home loan requirements and limits take effect

December 15, 2013 by Curtis Van Carter Leave a Comment

Last week, the Federal Housing Administration (FHA) announced it was reducing the loan limit for FHA-insured loans from $729,750 to $625,500 beginning Jan. 1, 2014.  In California, it has resulted in reductions of an average of more than $100,000 statewide. What this means to all home buyers, with the  tightening of many of the requirements […]

Filed Under: Home Buying, Mortgage Info, Real Estate News Tagged With: Mortgage Info, RE Current Info

Napa Valley Fannie and Freddie loan limits are to be lowered come next year

September 16, 2013 by Curtis Van Carter Leave a Comment

This article caught my eye when reading the newsletter I get from the  CALIFORNIA ASSOCIATION OF REALTORS® called Market Matters. According to the mortgage person I use quite a bit, he feels the current Napa Valley conforming loan limit of $592,250 will be lowered to $417,000. Given that some of the current interest rates for loans over $417,000 are […]

Filed Under: Mortgage Info, Napa Valley, Real Estate News Tagged With: Mortgage Info, Napa Valley, RE Current Info

With interest rates rising, will there be more adjustable mortgages. If yes beware of LIBOR

July 23, 2013 by Curtis Van Carter Leave a Comment

Many will immediately ask, what is LIBOR? LIBOR is the London Interbank Offered Rate. Simply, it’s the interest rate that banks are prepared to pay to borrow money from each other. Every day, the group who sets the LIBOR rate gets from 18 banks how much interest they would pay to borrow money from another bank. They toss […]

Filed Under: Mortgage Info, RE Current Info Tagged With: Mortgage Info, RE Current Info

Buying a home and in escrow; some things not to do which could get your loan canceled

July 15, 2013 by Curtis Van Carter Leave a Comment

You have your dream home in escrow, the loan has been approved and you are just chomping at the bit to buy that new sofa you always wanted. How do you afford this purchase, put it on a credit card? By doing so you are putting yourself at risk of having your loan reviewed and […]

Filed Under: Home Buying, Mortgage Info, RE Current Info Tagged With: Mortgage Info, RE Current Info

Home loans interest rates break the 4% barrier, what is your reaction, panic? A little perspective to keep in mind

June 14, 2013 by Curtis Van Carter Leave a Comment

Are you looking to buy a home, maybe to refinance your current home? What is your reaction to all the headlines today now that home mortgage rates are above 4%? Panic or the opposite and put your head in the sand and beat yourself up chanting I should have done so sooner. Thus the following article […]

Filed Under: Mortgage Info, RE Current Info Tagged With: RE Current Info

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Napa Valley Real Estate Search

Area Info

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  • Calistoga, Ca
  • Napa, CA
  • Oakville, CA
  • Rutherford, CA
  • St. Helena, CA
  • Yountville, CA

Latest Yountville Real Estate

  • $719,000 162 Vineyard Circle
    Yountville, CA
  • $684,000 6600 Yount Street #10
    Yountville, CA
  • $2,739,000 6526 Vista Drive
    Yountville, CA
  • $849,000 131 Vineyard Circle
    Yountville, CA
  • $1,729,000 10 Forrester Lane
    Yountville, CA
  • $10,500,000 1133 State Lane
    Yountville, CA
162 Vineyard Circle
Yountville, CA
Photo of 162 Vineyard Circle, Yountville, CA 94599 (MLS # 22003164)
$719,000
Lot Size
1,120 sqft

Home Size
1,154 sqft

Beds
2 Beds

Baths
2 Baths

6600 Yount Street #10
Yountville, CA
Photo of 6600 Yount Street #10, Yountville, CA 94599 (MLS # 22011991)
$684,000
Lot Size
410 sqft

Home Size
1,054 sqft

Beds
2 Beds

Baths
1 Bath

6526 Vista Drive
Yountville, CA
Photo of 6526 Vista Drive, Yountville, CA 94599 (MLS # 22028117)
$2,739,000
Lot Size
7,610 sqft

Home Size
3,100 sqft

Beds
4 Beds

Baths
3 Baths

131 Vineyard Circle
Yountville, CA
Photo of 131 Vineyard Circle, Yountville, CA 94599 (MLS # 321008872)
$849,000
Lot Size
1,508 sqft

Home Size
1,154 sqft

Beds
2 Beds

Baths
2 Baths

10 Forrester Lane
Yountville, CA
Photo of 10 Forrester Lane, Yountville, CA 94599 (MLS # 321010145)
$1,729,000
Lot Size
5,851 sqft

Home Size
1,976 sqft

Beds
3 Beds

Baths
3 Baths

1133 State Lane
Yountville, CA
Photo of 1133 State Lane, Yountville, CA 94599 (MLS # 321027281)
$10,500,000
Lot Size
17.00 ac

Home Size
5,800 sqft

Beds
4 Beds

Baths
6 Baths

  • 162 Vineyard Circle
    Yountville, CA
    Photo of 162 Vineyard Circle, Yountville, CA 94599 (MLS # 22003164)
    $719,000
    Lot Size
    1,120 sqft

    Home Size
    1,154 sqft

    Beds
    2 Beds

    Baths
    2 Baths

  • 6600 Yount Street #10
    Yountville, CA
    Photo of 6600 Yount Street #10, Yountville, CA 94599 (MLS # 22011991)
    $684,000
    Lot Size
    410 sqft

    Home Size
    1,054 sqft

    Beds
    2 Beds

    Baths
    1 Bath

  • 6526 Vista Drive
    Yountville, CA
    Photo of 6526 Vista Drive, Yountville, CA 94599 (MLS # 22028117)
    $2,739,000
    Lot Size
    7,610 sqft

    Home Size
    3,100 sqft

    Beds
    4 Beds

    Baths
    3 Baths

  • 131 Vineyard Circle
    Yountville, CA
    Photo of 131 Vineyard Circle, Yountville, CA 94599 (MLS # 321008872)
    $849,000
    Lot Size
    1,508 sqft

    Home Size
    1,154 sqft

    Beds
    2 Beds

    Baths
    2 Baths

  • 10 Forrester Lane
    Yountville, CA
    Photo of 10 Forrester Lane, Yountville, CA 94599 (MLS # 321010145)
    $1,729,000
    Lot Size
    5,851 sqft

    Home Size
    1,976 sqft

    Beds
    3 Beds

    Baths
    3 Baths

  • 1133 State Lane
    Yountville, CA
    Photo of 1133 State Lane, Yountville, CA 94599 (MLS # 321027281)
    $10,500,000
    Lot Size
    17.00 ac

    Home Size
    5,800 sqft

    Beds
    4 Beds

    Baths
    6 Baths

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About…… Curtis Van Carter

Curtis is one of Napa Valley's most experienced and trusted real estate agents.

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